It's Better Here

As a UFirst member, you have access to a wide range of benefits designed to help you reach your financial goals and make your experience more rewarding. From great loan rates to personalized financial advice, using these perks can really help you get the most out of your membership. Check out all the ways you can take full advantage of being part of UFirst.

Utilize Our Comprehensive Range of Financial Products

We offer an array of financial products tailored to meet your unique needs.

• Checking Accounts
  With options like Rewards Checking or Dividends Checking, you'll always earn great benefits. Plus, our checking accounts come with no monthly fees and no minimum balance requirements, making it easier to manage your money.
• Savings Accounts
  Enjoy a variety of savings options to help you reach your financial goals. With flexible accounts and competitive rates, we make it easier to grow your savings and stay on track.
• Loans
  Benefit from competitive rates on personal loans, auto loans, home mortgages, and credit-building loans. Our flexible terms and personalized service ensure you get the best loan options available.
• Credit Cards
  Choose from a variety of UFirst VISA credit cards that offer rewards, low interest rates, and no annual fees, helping you manage your spending and build your credit score effectively.

Take Advantage of Exclusive Member Benefits

As a UFirst member, you have access to exclusive benefits that enhance your financial well-being and provide added value beyond traditional banking services.

• Financial Education
  Participate in workshops, seminars, and one-on-one counseling sessions to improve your financial literacy and make informed decisions about your money.
• Insurance Products
  Protect yourself and your family with our range of insurance options, including life, auto, home, and health insurance, all offered at competitive rates.
• Rewards Programs
  Earn rewards and cashback on your credit card purchases, helping you save more as you spend. Learn more or redeem rewards here. 
• Member Discounts
  Enjoy discounts on a variety of products and services through our partnerships with local and national businesses.

Optimize Your Savings with High Yield Products

Maximize your savings with our high-yield savings accounts and investment options. These products offer better returns, helping your money work harder for you. Even small steps can make big impacts on your financial future and there are saving accounts to match your goals and budget.

• High-Yield Savings Accounts
  Earn more on your savings with interest rates that exceed traditional savings accounts.
• Certificates
  Lock in higher interest rates for fixed terms, providing secure and predictable growth for your savings.
• Investment Accounts
  Diversify your portfolio with our range of investment products, tailored to fit your risk tolerance and financial goals.

Leverage Our Digital Banking Tools

Managing your finances on the go is essential. UFirst Credit Union provides state-of-the-art digital banking tools to make your experience seamless and efficient.

• Mobile Banking App
  Access your accounts, transfer funds, pay bills, and deposit checks from the convenience of your smartphone.
• Online Banking
  Manage your finances 24/7 with our secure online banking platform, offering comprehensive features to track and control your spending.
• Mobile Wallet Integration
  Easily make contactless payments using Apple Pay, Google Pay, and other mobile wallet services.

Home Loans and Financing Options Tailored for You

From first-time home buyers to refinancing and home equity solutions, we’ve got the tools to make your homeownership journey simple and stress-free. Our comprehensive loan products and expert Mortgage Consultants are here to guide you through each step of the home loan process. 

• First-Time Home Buyer Program
  Make your dreams of homeownership a reality with benefits such as smaller down payment, up to 100% financing, no income restrictions and more.
• Refinancing Options
  Whether you want to lower your monthly payment, pay off your home quicker, or eliminate debt, our refinancing options are simple and hassle-free.
• Construction Loans
  With our construction loans, you can build the home of your dreams. Our mortgage consultants will guide you through the entire process from finding the right lot loan to signing the final documents.
• Home Equity Lines of Credit
  Access your home’s equity for emergencies, medical bills, or renovations with a competitive interest rate easy application process.

Engage with Our Personalized Financial Services

We understand that each member's financial journey is unique. Our personalized financial services are designed to provide tailored support and guidance.

• Personal Financial Advisors
  Work with our experienced advisors to create customized financial plans that align with your personal goals and circumstances.
• Debt Counseling
  Receive expert advice on managing and reducing debt, helping you achieve financial freedom faster.
• Financial and Retirement Planning
  Plan for a secure and comfortable future with our comprehensive planning services and products.

Benefit from Lower Fees, Better Rates, and Additional Perks

Enjoy the advantage of lower fees and better rates that UFirst Credit Union offers compared to traditional banks. These savings can add up significantly over time, enhancing your overall financial health. We also offer:

• Financial Education
  We are partnered with Banzai to provide you and your family with free financial literacy courses to build a solid foundation for your financial future.
• Insurance Products
  Protect yourself and your family with our range of insurance options, including life, auto, home, and health insurance, all offered at competitive rates.
• Credit and Debit Counseling
  Receive expert advice on managing and reducing debt, helping you achieve financial freedom faster.
• Real Estate Webinars
  Attend free webinars hosted by our Mortgage Consultants on a variety of real estate topics intended to help you understand our products, services, and the real estate market. You can even review past real estate webinars any time to brush up on important details that can help you make important decisions.
• Give Back to the Community
  Make a difference for families in our community with our Warm the Soles initiative. Each holiday season, you help provide hundreds of new shoes for children in need.

Make the most of your UFirst membership by exploring the wide range of products, services, and benefits we offer. Whether you're saving, investing, or planning for the future, we're here to help you reach your financial goals. Take advantage of the tools and resources available to you and see how they can boost your financial well-being. By actively using your membership perks, you'll get even more value and support on your financial journey.