BUILD WEALTH FOR THE FUTURE
Build Your Savings With Certificates
UFirst Can Help You Save With Confidence
With UFirst Certificate products, you can build your savings with confidence. Our payout rates are always competitive so you're always earning on the money you save, and your investments are protected by the NCUA.
Our team of financial experts can help you choose the best Certificate product for your lifestyle and savings goals. Contact us today, or learn more about our Certificates below.
How much can I save?
Regular Share Certificate
With a UFirst Regular Share Certificate, you can pick the term that fits your needs. We'll present you with all of our terms, rates and options so you can choose the best savings solutions for your situation.
You set the term, we pay the rate.
- Fixed dividend rates
- Terms from 6-months to 5-years*
- $500 minimum balances to open
- No maintenance fee
Rates Contact for Certificates
"One-Time Bump" Share Certificate
With terms from 6 months to 5 years and a new lower threshold of $500, UFirst Credit Union’s Bump Certificates just got better! You can start saving today and if the rate increases during your term, you can bump up to the higher rate!
Start saving for that dream home or vacation!
- Regular & Traditional IRA Bump Certificates
- 6 months to 5 year terms*
- One-time bump during your term**
- $500 minimum balances to open
* The One-time Bump Share Certificate is not automatically renewable. At maturity, the One-time Bump Certificate Account will renew to a Regular Certificate Account with the same term as the original, without a one-time bump option, unless it is withdrawn within the 7-day grace period after maturity. You may incur a penalty on dividends
U Save Account
A UFirst U Save earns dividends like a certificate, but gives you the deposit flexibility of a high-yield savings account so you can add more to your deposit at any time.
Save for a big purchase, down payment, or even a vacation
- As little as $10 balance to get started
- Up to $250,000 aggregate balance
- Choose your own term, from three to 24 months
- Set up automatic transfers from another account
- Earn competitive dividends
The U Save account will automatically renew if a withdrawal request is not made by the member upon maturity. Notice of maturity will be made 13 days prior to maturity date to address on file. Early withdrawal penalties may apply.