Better Checking
Whether you use your checking account to spend or save, UFirst offers a checking account that benefits you and your lifestyle. No matter what type of account you choose, your UFirst checking accounts are always earning benefits and are free of monthly maintenance fees and minimums balances.
Rewards Checking
Free, easy, rewarding checking!
Earn reward points for simply using your account. Plus, with no monthly maintenance fees or minimum balance requirements, this account is big on perks and ease! Your monthly rewards can be used to buy merchandise or put cash back in your wallet. Combine your checking rewards with your Visa rewards for even more points!
Earning rewards is easy. You can earn rewards just for utilizing your checking account. Here are a few ways you can earn 1,000 points every month:
250 points per item listed
- Aggregate Direct Deposit of $1,000 or more per month
- Use your card at least 25 times per month**
- Access online banking 1 time per month
- Complete UFirst loan payments on time
Here's even more benefits!
- Free ID theft protection helps keep you safe against fraud
- Better Online Banking 24/7 access
- Free instant issue debit card
- Free cashier’s checks
- Get paid up to two days early
Dividends Checking
Checking that pays you!
Dividends Checking combines the ease of a checking account with the earning potential of a savings account. Dividends are paid monthly on your balance. Add no monthly maintenance fees or minimum balance, and you get an account that puts your money to work for you!
Here's even more benefits!
- Free ID theft protection helps keep you safe against fraud
- Free box of standard checks annually
- Free cashier’s checks and money orders
- Better Online Banking 24/7 access
- Get paid up to two days early
APY=Annual Percentage Yield. Rates are variable and may change after the account is opened. Dividends paid monthly. See current rates here.
No Monthly Maintenance Fees, Just Rewards
Checking Comparison
| Rewards | Dividends | |
|---|---|---|
| Free ID Theft Protection | ||
|
Earns Dividends |
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Earns Rewards |
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| No Monthly Fee | ||
| No Min. Balance | ||
|
Free Bill Pay |
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| Free Debit Card | ||
| Free Cashier's Checks | ||
| Free Money Orders | ||
|
Free Box of Checks Annually |
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Free E-statements or Paper Statements |
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| No-Surcharge CO-OP ATMs |