Make payments simpler and get rewards while you're at it!
With options to choose from, apply for the Visa Credit Card that fits your lifestyle!
Crimson VISA Credit Card
Our best value for our best fans!
Utah fans demand the best and deserve the best. It’s better than silver, gold or platinum—it’s Crimson! Get our very best rate and the balance limit you need.
A low rate and high limit
- Variable rate as low as 12.74% APR*
- No annual fee**
*Rates are variable and range from 12.74% APR to 18.00% APR. Your rate
will be based on your creditworthiness. Visa loan rate is based on the Wall Street Journal prime
lending rate on the last day of each month. The maximum interest rate over the life of the loan is
18.00%.
**Although there are no annual fees, other fees may
apply. Click here for a full list of fees
Crimson Rewards VISA Credit Card
Same great features and benefits as the Crimson Visa Credit Card, with added rewards!
This Visa card sports the best features of our premium Crimson card and earns you rewards points every time you make a purchase.*
A low rate and high limit credit card
- Earn rewards points on every purchase – redeem for travel, rebates, gift cards, and cash*
- Variable rate as low as 13.24% APR**
- No annual fee***
*Visit our Visa Rewards site to view the awards catalog or to learn more about the program rules and details. Rewards are paid out based on the merchant code assigned by the merchant .Balance transfers, cash advances, and purchases of cash equivalents do not earn rewards.
**Rates are variable and range from 13.24% APR to 18.00% APR. Your rate
will be based on your creditworthiness. Visa loan rate is based on the Wall Street Journal prime
lending rate on the last day of each month. The maximum interest rate over the life of the loan is
18.00%.
***Although there are no annual fees, other fees may
apply. Click here for a full list of fees
Secured VISA Credit Card
Build or rebuild your credit
If your credit needs a boost, this savings-secured Visa Credit Card can help you build a positive credit history.
Enjoy these card features and benefits
- Rate of 13.49% APR*
- Card secured at 110%
- No annual fee**
*Loan subject to credit approval.
**Although there are no annual fees, other fees may apply. Click here
for a full list of fees
Student Rewards VISA Credit Card
Earn rewards every time you make a purchase!
If you’re a student at the University of Utah, we’ve got a student-exclusive Visa credit card that can get you rewards points* with every purchase! A Student Rewards Visa credit card is a great way to build your credit and maximize your purchasing power, all with a low APR and reduced risk.
A Visa card designed just for you
- Earn rewards points on every purchase – redeem for travel, rebates, gift cards, and cash*
- No annual fee**
- Variable rate as low as 17.99% APR***
- Limits up to $4,000 – establish your credit without the risks of a high credit limit
*Visit our Visa Rewards site to view the awards catalog or to
learn more about the program rules and details.
**Rates are
variable. Your rate will be based on your creditworthiness. Visa loan rate is based on the Wall Street
Journal prime lending rate on the last day of each month.
***Although there are no annual fees, other fees may apply. Click here
for a full list of fees
Not enough? Check out these additional card benefits:
- Instant Issuance in branches – if your card is lost or damaged, we should be able to replace it instantly when you visit a branch
- Cell phone replacement insurance – pay your monthly bill with this card and we’ll replace your phone if stolen or damaged
- Auto rental collision damage – provides reimbursement for damage due to collision or theft of most rental vehicles
- Travel accident insurance coverage – provides you with $250,000 coverage against accidental death or injury while traveling when you pay your fare using your Visa Credit Card
*Visit our Visa
Rewards site to view the awards catalog or to learn more about the program rules and
details.
**Although there are no annual fees, other fees may
apply. Click here for a full list of fees
UFirst Visa Credit Cards FAQs
What is a Visa Rewards Credit Card?
A Visa Rewards Credit Card from UFirst Credit union allows cardholders can earn up to 5x rewards points on traveling, tuition, and everyday purchases. Our points breakdown and additional Visa Rewards Credit Card benefits are below.
- 5x Visa Rewards - earn 5x reward points at U-of-U campus stores and on U-of-U tuition.
- 4x Visa Rewards - earn 4x reward points when you swipe your rewards credit card for gas.
- 3x Visa Rewards - earn 3x reward points when you shop at warehouse stores like Costco and Sam’s Club, and 3x Visa rewards on qualifying travel expenses like airfare, hotels and rental cars.
- 2x Visa Rewards - earn 2x reward points at restaurants and grocery stores.
- 1x Visa Rewards - earn at least 1x reward points with every purchase you make with your UFirst Credit Union Rewards Visa Card!
Swipe your Visa Rewards credit card everywhere you go to earn points you can redeem for cash, travel gift cards and more. Plus, being a UFirst Credit Union Visa Rewards Credit Card cardholder automatically gives you more than a rewards program; it also comes with peace-of-mind.
How do I redeem VISA rewards?
You can redeem rewards on our convenient Online Rewards Store which you can access through your online banking profile. Login for online banking by clicking the red "Login" tab on the right.
What types of products and services can you redeem with
VISA rewards?
With a VISA Rewards card from UFirst, you can redeem points for gift cards, travel rebates, cash, experiences, fuel and more. Learn more in your rewards profile in online banking.
How are credit card reward points calculated?
You earn 1 point for every $1 spent when you sign for purchases using your VISA Rewards card.
When do VISA Rewards points expire?
Your points are good for 60 months. If your points are not used within this time they will expire.