Direct Deposit
Deposit Your Money Fast and Free
Direct Deposit is a free UFirst Credit Union service that automatically deposits recurring income received by employers (or another payer) directly into your checking or savings account. Using Direct Deposit is simple, convenient, and you could get paid up to two days early! If we receive your employer's payroll file early, you'll receive your paycheck early, too.
How You Benefit
- It's convenient
Your money is deposited automatically into your account, even when you are too busy to get to the bank. - It's fast
You have same–day access to your money on the day of deposit and, with UFirst, if your employer submits payroll early, you'll get paid early, too! - It's safe
- Never worry about checks getting lost, delayed, or stolen.
- It's easy
Enrolling in direct deposit is simple and, if you sign up for alerts, you can choose to be notified as soon as a direct deposit is available in your account.
How to Get Direct Deposit
You’re busy, and we get it! That’s why we’ve made setting up direct deposit simple and hassle-free. With just a couple of clicks in online banking, your paycheck can be automatically deposited into your account—no branch visits, no paperwork, no fuss. Here's how to get started:
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Login to online banking
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Select "Transfers & Payments," then select "Direct Deposit Switch"
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Follow the prompts, and you're all set!
Provide details about your employer, set direct deposit preferences, and, in just 1-2 pay cycles, your direct deposit will be in place.
If you'd prefer to set up direct deposit in person, just download the Checking or Savings
Direct Deposit Information Form below and follow these three easy steps below to set up you direct deposit.
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Step 1
Contact your employer or payer before setting up Direct Deposit. Ask if your employer or payer (the company or agency who pays you) offers Direct Deposit services.
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Step 2
If so, complete a form or provide a voided check to process your request for Direct Deposit, or verify what's needed with your employer. You will need to provide your employer with your account number and routing number (RTN). Our routing and transit number is 324079416. The diagrams and forms above show where to find your account information on a check.
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Step 3
Monitor your account. It may be several weeks before Direct Deposit go into effect. Watch for your first Direct Deposit about four weeks following your request.
It's Better Here
We're excited to bring you services that make life easier. If you have questions about Direct Deposit or other ways we can make your finances simpler, please contact us.