Youth and Teen Accounts
Rates
We believe that lifelong success can start early, and teaching financial awareness is a pivotal first step. Our youth and teen accounts and free financial-learning and management tools can put kids and teens on a solid path to financial responsibility.
Our youth and teen accounts are fee-free and packed with benefits like free access to Banzai with gamified financial learning, Pay-for-Grades, card alerts, goal-setting, easy funds transfers, and more.
To set up a youth or teen account, please visit a nearby UFirst branch. Parents or guardians must be present at account set up.
Required Identification
Youth and Teen Savings
Great for Kids, Tweens and Teens!
It’s never too early to start saving. Our youth and teen savings accounts are a perfect way to cultivate positive savings habits or help kids start getting financially prepared for the future.
Benefits of Youth and Teen Savings
- Kids of any age can open a savings account with a parent or guardian
- Start learning positive financial habits
- Helps set and meet short- or long-term savings goals
- Easily track balance and transactions with online banking
- Only $10 minimum balance
Teen Checking
Easy and Safe Checking!
For teens 12 and older, our teen checking accounts offer the best of both on-the-go features and secure financial management. Our mobile app is fast and easy, and our card controls make smart spending and saving simple and transparent. With no monthly maintenance fees or minimum balance requirements, this account gives teens the freedom and safety to learn and build good money habits.
Benefits of Teen Checking
- Free instant-issued debit card
- Easily track spending and balance with online banking
- Simple card controls, text alerts and goal-setting
- Free ID theft protection
- Earns monthly rewards
Teen Checking is Also Rewarding!
By simply using the features that come with the checking account, like debit card and online banking, accountholders can earn reward points each month*. Points can be redeemed like cash back for cool purchases, extracurricular activities, or even to pad a savings account.
Here’s how you can easily earn and redeem rewards points:
250 points per item listed
- Use your debit card at least 25 times per month**
- Access online banking 1 time per month
*Points earned each month will be issued by the 10th of the following
month.
**A qualifying VISA Debit transaction is $5.00 or greater.
Get Started
Parents or guardians can help teens under 18 open an account
Better Savings Options
Positive saving habits can change a person’s life, and we believe that saving can start at any age, with any amount. That’s why we developed our U Save account. U Save accounts can be opened with as little as $10, they earn competitive dividends, and additional deposits can be made at any time. It’s a flexible way to save.
U Save accounts are a perfect introduction to saving and encourage positive savings habits through setting and reaching goals. Because of their flexible, high-earning features, these accounts are a great way to save for things like school expenses, a first car, senior trips, tuition, or even expenses for a first apartment.
Benefits of USave
- Get started with only $10
- Choose a term from 3–24-months
- Set up automatic deposits from another account
- Earn dividends on the full account balance
Free Financial Education
Who says financial education can’t be fun? Not us! UFirst partners with Banzai
to bring you free financial education tools used by millions of teachers and students to encourage financial learning and important
real-world skills.
With Banzai,
people of any age can experience real-world financial
learning in a fun, safe setting. Plus,
it’s free and online so you can build skills on your own
timeline.
Better Accounts for Every Age
No matter what you need from your checking and saving accounts, we have your back with fee-free accounts, easy-to-use services, and an award-winning team of financial pros who want to help you and our future generations succeed.
Contact us to learn more, or get started today at a nearby branch. We can’t wait to show you why it’s better here.